Funding Your NRE Trading Account: RBI Guidelines

RBI Requirements: According to RBI rules, all investments in an NRE Trading account must be funded through the PIS (Portfolio Investment Scheme) Bank account. The amount transferred should exactly match the purchase value. For example, if you purchase shares worth ₹1,091,000, the exact amount of ₹1,091,000 must be received—no more, no less.

Challenge:  Since the purchase value can fluctuate slightly due to price changes, charges, etc., it is nearly impossible to transfer the exact amount before making an investment.

Solution: Instead of transferring funds before purchasing, you should simply ensure your PIS Bank account is sufficiently funded. The balance of your PIS account is shared with us daily by the bank at the end of the day, and this amount—after deducting any ledger debit—will be reflected in your trading terminal.

How It Works: Based on the available balance in your PIS account, you can buy stocks. The purchase obligation will then be directly retrieved from your PIS account by us.

Important Tip: Make sure your PIS account is sufficiently funded on the previous working day to ensure smooth transactions.