To refer a friend through SMP you have to Login to the back-office with your 8 digit UCC and password --> followed by selecting the SMP option in the back office you will be directed to the SMP portal. 

Now follow the below steps to refer your friend! Happy referring!

Step 1: Once you enter the SMP portal --> go to referral option and click refer a client

Step 2: Now fill in the details and click submit.

Step 3: Or you can also upload bulk friends detail by using the file upload option.