Yes, you can withdraw funds from your SMP ledger. 

A withdrawal fee of Rs.199/- plus GST is applicable for requests less than Rs.1000/-.

For a detailed list of terms and conditions for the SMP, click here

Step 1Logon to back office of 

Step 2: Click on SMP  

Step 3: Click on Funds Tab and Select Withdrawal from SMP ledger

Step 4; Enter the details to proceed